MFG Inspections is a Professional-Engineer-led practice in the working trade of manufactured-home structural inspection. One engineer; seven-state coverage; one PE seal on every report. No subcontracting, no franchise model, no per-state shell firms.
B.S. Civil Engineering, Missouri University of Science and Technology, 2008. PE licensure issued by the Missouri APELSLA board in 2019. Specialized in residential structural inspection with a primary focus on manufactured housing since 2019.
Before opening the dedicated manufactured-home inspection practice, our P.E. worked five years in a small bridge-and-roadway design firm followed by two years on the structural side of a commercial general-contracting firm. The transition to the manufactured-housing specialty was deliberate — an under-served regional market, a high-touch document workflow that rewards consistency, and a client base (dealers, loan officers, insurance underwriters) that values a single engineer signing every report.
The seven-state expansion happened sequentially as reciprocity arrived: Illinois 2020, Arkansas 2022, Kansas 2023, with Iowa, Nebraska, and Indiana licensed thereafter. Each state's licensure is independently held; reports are signed under the issuing state's number for work in that state.
Manufactured-home structural inspection sits in a narrow band between generalist home inspection (different scope, different credential), structural engineering on conventional housing (different physics: site-built vs. factory-built), and HUD-housing administration (different role: paperwork vs. fieldwork).
Manufactured homes are built to HUD's federal HCC standard rather than to state or local building codes. That single fact reshapes everything around them — the inspection isn't to a local building code, it's to HUD's PFGMH (Permanent Foundations Guide for Manufactured Housing) plus the receiving program's handbook (4000.1 for FHA, B5-2-04 for conventional, HB-1-3555 for USDA, carrier intake for insurance).
The work also has its own physical patterns: pier-and-anchor foundation systems instead of conventional perimeter footings; chassis-and-running-gear removal as a permanence criterion; data-plate and certification-label verification as document-tied findings rather than structural findings.
A generalist home inspector typically can't issue a PE-sealed structural certification on a manufactured home. What the lender, carrier, or FHA-eligible buyer needs is a Professional Engineer's certification — not a home inspection. Different documents, different purposes, different professional liability framework.
MFG Inspections is the manufactured-housing line within the broader Scapular Engineering practice. The same engineer of record signs reports across five different specialty sites, each focused on a distinct document workflow with a distinct recipient.
Multi-state manufactured-home structural inspection — FHA, conventional, USDA, insurance, dealer, cash-buyer, new-install, disaster, refi. Seven states active: MO · AR · IL · KS · IA · NE · IN.
FHA-specialty site for loan officers managing dedicated FHA pipelines. Same engineer, same insurance, FHA-format reports only. The site itself uses a federal-compliance aesthetic; the underlying inspection and engineer are identical to this practice.
Settlement-package practice for the dual-deliverable workflow: PFGMH foundation cert + chattel-to-real-property affixation document. Heavy on title-agent and closing-attorney workflows. The settlement-ops side of the same engineering work.
Fintech-aesthetic site for dealer-finance and rent-to-own partners issuing affixation documents at scale. API-style intake, batch processing, programmatic delivery to platform partners.
St. Louis and Kansas City metro aluminum-branch-wiring certification practice. PE-sealed Alumiconn cert for insurance binding, real-estate transactions, refi, pre-listing. A hyperlocal practice with a different aesthetic and audience but the same engineer.
All five practices roll up to the same engineer of record, the same $2M E&O carrier, and the same direct line. If a job spans practices — an FHA file that also needs an aluminum-wiring cert, or a settlement package that includes a structural opinion — the work flows internally without re-coordination. See the hub site for the full firm overview.
Professional liability insurance is a hard requirement for the work and a soft requirement for credibility. The policy is $2 million aggregate, $1 million per-claim, A+ rated carrier. Policy details available on request to underwriters or compliance reviewers.
The liability framework is why insurers, lenders, and federal program reviewers accept PE-sealed reports as primary documentation: our P.E. accepts professional responsibility under the license, and the E&O policy backs that responsibility if a finding is later challenged. This is a meaningfully different framework than a home inspector's general liability insurance, and it's the reason a generalist home inspection report can't substitute for a PE certification on a manufactured-home loan or insurance file.
MFG Inspections is the manufactured-housing practice within the Scapular Engineering network. FHA pipelines, settlement packages, fintech-grade affixation, and aluminum-wire certifications all run through the same engineer of record, $2M E&O carrier, and seven-state license set.
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